Muhammad Ishaq & Co. (“MICo”, “we”, “our”) is an ICAP-registered Chartered Accountancy firm based in Islamabad, Pakistan. This policy explains how we collect, use and protect your information when you visit this website or engage us professionally.
1. Information we collect
We collect information you provide directly — through contact forms, lead-magnet downloads, consultation requests and email or WhatsApp correspondence. This typically includes name, email address, phone / WhatsApp number, business name, service of interest and any details you choose to share.
We also collect limited technical data automatically: IP address, browser type, pages visited and time spent on site. This is used solely to improve site performance and content.
2. How we use it
We use your information to:
- Respond to your inquiry and deliver the service you requested;
- Send you the document, rate card or resource you asked for;
- Provide professional services under a signed engagement letter;
- Communicate updates relevant to your engagement;
- Send occasional newsletters (only if you opt in — unsubscribe anytime);
- Meet our regulatory and statutory obligations as ICAP-registered Chartered Accountants.
3. Professional confidentiality
As Chartered Accountants, we are bound by the ICAP Code of Ethics, which imposes a strict duty of confidentiality over client information. Information shared with us during an engagement is treated as confidential and is not disclosed without your authorisation, except where disclosure is legally required.
4. How we store it
Personal data is stored on encrypted systems. Access is restricted to MICo personnel directly involved in your engagement. Working papers and client files are retained for the minimum period required by ICAP’s Quality Control Standards and applicable Pakistani law (typically seven years).
5. Sharing
We do not sell, rent or trade your personal information. We may share information only in these limited circumstances:
- With sub-contracted professionals (lawyers, tax advisors) where required to deliver your engagement — under equivalent confidentiality obligations;
- With regulators (FBR, SECP, ICAP) where mandated by law or audit standards;
- With your express written authorisation.
6. Your rights
You can request a copy of the personal data we hold about you, ask us to correct inaccurate data, or request deletion (subject to our statutory retention obligations). Email info@mico.pk to exercise any of these rights.
7. Cookies
This website uses minimal cookies — for site functionality and basic analytics. We do not run third-party advertising trackers. You can disable cookies in your browser at any time without losing core functionality.
8. Changes to this policy
We may update this policy from time to time. The “last updated” date at the top reflects the most recent revision. Material changes will be notified via this page.
9. Contact
Questions about this policy or your data:
Muhammad Ishaq & Co. Chartered Accountants
133, Street No. 33, G-11/2, Islamabad, Pakistan
Email: info@mico.pk
WhatsApp: +92-333-6667172